Estate planning isn’t just about splitting assets—it’s about protecting your family’s future, minimizing taxes, and ensuring everything flows smoothly when the time comes.
I make estate planning straightforward and stress-free, so you can focus on what really matters: living your life to the fullest.
Estate planning is the process of organizing how your assets will be managed, transferred, and distributed after your passing.
The goal?
Whether you’re planning for retirement, drafting a will, or strategizing for tax-efficient transfers, I’ll make sure every step is handled with care and precision.
Estate planning can feel overwhelming, but it doesn’t have to be. Here’s what I’ll do:
1. What is “deemed disposition”?
It’s a tax rule in Canada where the CRA assumes all investments are sold upon death, meaning your estate could owe taxes on the gains. I’ll create a strategy to reduce this burden.
2. Do I need a will if I don’t have significant assets?
Yes! A will is essential to ensure your wishes are followed and to avoid complications for your loved ones.
3. What is an estate freeze?
An estate freeze locks in the current value of your assets for tax purposes, transferring future growth to your family. This can minimize taxes while letting you maintain control.
4. Can estate planning help with income splitting?
Absolutely. I can set up strategies to distribute income to family members in lower tax brackets, reducing overall taxes.
